- Industry: Financial services
- Number of terms: 25840
- Number of blossaries: 0
- Company Profile:
UBS AG, a financial services firm, provides wealth management, asset management, and investment banking services to private, corporate, and institutional clients worldwide.
Exposure to damage or financial loss, e.g. a fall in the price of a security, or insolvency on the part of a creditor. Financial market theory measures the risk exposure of an investment in terms of the degree of variance. Risk and return are in direct mutual correlation: the higher the risk exposure, the more substantial the long-term return on an investment should be. The main risk categories are: country risk, transfer risk, settlement risk, price risk, interest-rate risk and credit risk. Risks are hedged with provisions. Hedging products available from banks include forward and repurchase transactions, options and financial futures. See also systematic risk.
Industry:Banking
(1) Giá trị, ví dụ của một công ty, thu được bằng cách sử dụng phương pháp xác định giá trị mục tiêu. Xem thêm mạng tài sản giá trị.
(2) Tùy chọn: sự khác biệt tích cực giữa giá hiện hành của các tiềm ẩn và đánh giá thấp một cuộc gọi hoặc cao hơn tấn công giá của một đặt.
Industry:Banking
Also: amortization; write-off.
(1) The gradual decrease in value of an asset through wear and tear or other factors limiting its usefulness. Fixed assets are depreciated in accounts by regularly reducing their book value in the balance sheet.
(2) Write-down or write-off of doubtful debts or impaired assets. See also credit risk.
Industry:Banking
Minimum amount of funds which by law must be deposited by the banks with the central bank. Usually non-interest-bearing. The amount which must be deposited is generally calculated as a percentage of specific liabilities. Minimum reserves restrict the ability of the banks to grant loans and thus influence the money supply.
Industry:Banking
(1) Đầu tư trực tiếp trong các chứng khoán cá nhân thay vì, ví dụ, tại quỹ.
(2) Vốn xuất, tức là bằng cách thu thập, thiết lập hoặc thực hiện một đầu tư chiến lược trong các công ty ở nước ngoài.
Industry:Banking
The field of economics that studies the behavior of the economy as a whole. Macroeconomics examines economy-wide phenomena such as changes in unemployment, national income, gross domestic product (GDP), growth, and price levels (inflation).
Industry:Banking
(1) Due date, in particular for coupons of securities.
(2) Also: maturity date, expiration date. The date on which a debt (such as a bond) becomes payable or when an option expires. If the debtor fails to perform payment by that date, he is said to be in default.
Industry:Banking
The income remaining after deduction of all expenses during a specific period. In the case of banks, total income less interest paid is considered gross operating earnings, whereas total gross income minus all operating and non-operating expenses is called the net or clear profit. The disposable net profit consists of the net profit for the year plus any surplus carried forward from the previous financial year.
Industry:Banking
(1) Liên tục tái đầu tư thu nhập của một quỹ đầu tư. Xem thêm tích lũy tài trợ.
(2) Liên tục tái đầu tư thu nhập bởi một công ty cho tự tài chính mục đích.
Industry:Banking
Organization which conducts banking transactions (mainly in the areas of financing, investment and payment operations) together with all accompanying services. Depending on business policy, company size and legal limitations, a bank may operate as a full-service bank or a specialized, regional, national or international institution. In most countries banks are subject to strict monitoring and controls (Switzerland: Swiss Federal Banking Commission). The main criterion in Switzerland for an institution to qualify as a bank (and thus be governed by the Swiss Banking Law) is that its commercial function be the acceptance of deposits from the public and/or refinancing through outside banks in order to finance a number of individuals or companies with whom the institution does not form a business entity. Similarly, Article 2a of the Implementing Ordinance for the Swiss Federal Law on Banks and Savings Banks also assigns bank status to issuing companies which underwrite securities or equity rights either for a fixed fee or a commission and then place them on the primary market.
Industry:Banking
